Tech

Zelle forecast to overtake Venmo this year
techcrunch.com
Despite some concerns over its adoption by scammers, new payment service Zelle is shaping up to overtake rival Venmo this year, according to a new forecast from eMarketer. The firm expects Zelle to grow more than 73 percent in 2018, to reach 27.4 million users in the U.S., ahead of Venmo’s 22.9 million. Square Cash will trail with 9.5 million users. This growth isn’t necessarily chalked up to user preference, but rather, ubiquity. Zelle is backed by a network of over 30 U.S. banks, as their means of winning over users from other payment apps including Venmo, PayPal, and Square Cash. The banks had wanted to develop their own alternative these apps for several years, but only recently had those efforts gained momentum. The Zelle website now claims participation from over 100 f [...]
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First look at Instagram’s self-policing Time Well Spent tool
techcrunch.com
Are you Overgramming? Instagram is stepping up to help you manage overuse rather than leaving it to iOS and Android’s new screen time dashboards. Last month after TechCrunch first reported Instagram was prototyping a Usage Insights feature, the Facebook sub-company’s CEO Kevin System confirmed its forthcoming launch. Tweeting our article, Systrom wrote “It’s true . . . We’re building tools that will help the IG community know more about the time they spend on Instagram – any time should be positive and intentional . . . Understanding how time online impacts people is important, and it’s the responsibility of all companies to be honest about this. We want to be part of the solution. I take that responsibility seriously.” Now we have our first look at the tool [...]
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Venmo is discontinuing web support for payments and more
techcrunch.com
PayPal-owned, peer-to-peer payments app Venmo is ending web support for its service, the company announced in an email to users. The changes, which are beginning to roll out now, will see the Venmo .com website phasing out support for making payments and charging users. In time, users will see even less functionality on the website, the company says. The message to users was quietly shared in the body of Venmo’s monthly transaction history email. It reads as follows: NOTICE: Venmo has decided to phase out some of the functionality on the Venmo.com website over the coming months. We are beginning to discontinue the ability to pay and charge someone on the Venmo.com website, and over time, you may see less functionality on the website – this is just the start. We therefore have u [...]
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Gmail proves that some people hate smart suggestions
techcrunch.com
Gmail has recently introduced a brand new redesign. While you can disable or ignore most of the new features, Gmail has started resurfacing old unanswered emails with a suggestion that you should reply. And this is what it looks like: The orange text immediately grabs your attention. By bumping the email thread to the top of your inbox, Gmails also breaks the chronological order of your inbox. Gmail is also making a judgement by telling you that maybe you should have replied and you’ve been procrastinating. Social networks already bombard us constantly with awful content that makes us sad or angry. Your email inbox shouldn’t make you feel guilty or stressed. Even if the suggestions can be accurate, it’s a bit creepy, it’s poorly implemented and it makes you feel like you’re [...]
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Snapchat launches privacy-safe Snap Kit, the un-Facebook platform
techcrunch.com
Today Snapchat finally gets a true developer platform, confirming TechCrunch’s scoop from last month about Snap Kit. This set of APIs lets other apps piggyback on Snap’s login for sign up, build Bitmoji avatars into their keyboards, display public Our Stories and Snap Map content, and generate branded stickers with referral links users can share back inside Snapchat. Snap Kit’s big selling point is privacy — a differentiator from Facebook. It doesn’t even let you share your social graph with apps to prevent a Cambridge Analytica-style scandal. Launch partners include Tinder bringing Bitmojis to your chats with matches, Patreon letting fans watch creators’ Stories from within its app, and Postmates offering order ETA stickers you can share in Snapchat that open the restaurant [...]
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Safety app Watch Out acquires paywall startup BitWall
techcrunch.com
BitWall, a Bitcoin-focused startup promising to help online publishers make money, has been acquired. Its new owner is Watch Out, the company behind an app that sends alerts about things like product and food recalls and weather-related emergencies. It’s not the most obvious acquirer, but the companies say BitWall can help Watch Out improve its data, payments and loyalty systems. “We are excited to bring BitWall into the Watch Out! ecosystem,” said Watch Out CEO Michael Lucas in the acquisition announcement. “Our mission is to provide a secure consumer-protection platform while delivering hyper-targeted content when and where it matters most, whether that be a safety alert or a digital reward. BitWall and its team help us do that.” Apparently there’s a Tech [...]
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N26 launches a revised metal card
techcrunch.com
Fintech startup N26 is updating its N26 Metal product and launching it tomorrow. You might remember that the company first announced its premium card at TechCrunch Disrupt Berlin in December 2017. Shortly after the conference, the card was available in early access for existing N26 Black customers. But the company had to go back to the drawing board and update the card design. N26 Metal customers had some complaints about the design of the card in particular. While the original metal card was primarily made of a sheet of tungsten, the metallic part was still surrounded by plastic. Customers complained about scratches and the overall feel of the card. It didn’t really feel like a metal card. It was more or less a heavy plastic card with a metal core. You could easily get scratches and th [...]
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Musical.ly kills its standalone live-streaming app Live.ly
techcrunch.com
Musical.ly is merging the functionality from its two-year old live-streaming platform Live.ly into its main app, and has disabled Live.ly’s standalone app as part of the transition process. The Live.ly app will eventually be pulled from the App Store and Google Play, the company confirmed to TechCrunch. Instead of being able to go live, Live.ly users are presented with a message about the changes, informing them that live streaming has now moved over to Musical.ly. This change is also confirmed via Live.ly’s App Store update text, which says: Live.ly is becoming part of musical.ly! – You can go live on musical.ly right now! Plenty of live content there! Live.ly first launched in May 2016, offering Musical.ly users a live-streaming platform, where the streams were direct [...]
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